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Answers to your FAQ's

The answer to your FAQ is below

What is the Final Premium based on?
The final premium is based on your final payroll figures. The number of employees is not important. Many contractors, like roofers, have seasonal busy periods, then times when there is less of a need for employees. At the policy conclusion you'll pay the same for having one regular employee when the payroll comes to $10,000, or if you have no payroll until the last day then hire thirty guys for one day and that day's payroll comes to $10,000. (Assuming everything else is similar.)

Other Question in this Category are listed below.

Workers Compensation
1. Do you have to respond to each company request for a report of payroll and why?
2. How are Rates established?
3. How do I get Worker's Compensation?
4. How do you select temp helpers for a construction project?
5. How long are Policies written for?
6. Should I be concerned with insurning myself?
7. What classifications are there for miscelaneous task positions?
8. What do I have to do to Start Coverage?
9. What happens if I leave another insurer without fully paying them?
10. What is the Definition of Employers' Liability Insurance?
11. What is the Definition of Experience Modification Rating
12. What is the Definition of Experience Rating Period?
13. What is the Definition of WCIRB
14. What is the Definition of Workers Compensation Insurance?
15. What is the Final Premium based on?
16. What is the quoted premium?
17. What needs Financing?
18. When do I need to make a Claim?
19. When is the best time to change to a different company?
20. When should you request a loss analysis statement?
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